Tullow welcomes – Rahul Dhir as CEO of Tullow Oil PLC

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Tullow Oil plc (Tullow) is pleased to announce the appointment of Rahul Dhir as Chief Executive Officer and an Executive Director of the Group. Rahul will take up his appointment effective 1 July, 2020. His appointment comes after the completion of a business review and the implementation of a revised business model to enable Tullow deliver reliable oil and gas production and be an effective and sustainable business for the future
Rahul Dhir is an experienced business leader and oil and gas professional, with industry-leading expertise in exploration and production and in oil and gas financing. He is currently the Chief Executive of Delonex, an Africa-focused exploration company, where he has had considerable success, most notably in Chad.
Before joining Delonex, Rahul Dhir was Managing Director and CEO of oil and gas exploration and production company, Cairn India, for six years. He led the development of the 200,000 bopd Mangala project in Rajasthan.

The Board is confident that Rahul holds expertise in both onshore and offshore oil production and development, and critically, exploration to steer Tullow forward and rebuild our business in an era of unprecedented market changes.

Website: www.tullowoil.com
Facebook: Tullow Oil Ghana
Address: Tullow Ghana Limited
Branch address: No. 70 George Bush Highway (Motorway Extension),
North Dzorwulu, Accra – Ghana, West Africa
Tel: +233 (0) 302 742200 Fax +233 (0) 302 742300

Hollard launches first virtual insurance Chatbot to boost insurance accessibility

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Hollard Insurance launches the first virtual insurance chatbot in Ghana with the goal to make insurance more accessible to Ghanaians via popular messaging channels such as WhatsApp.

The innovative product, called Hollard ChatInsure is currently hosted on WhatsApp, by an Artificial Intelligence (AI) chatbot, called “Araba Hollard.” Araba is the first virtual insurer in the country offering end-to-end insurance services all within the messaging application and without human intervention. Users simply save her number, 0242 426 412 and message her on WhatsApp to access her services.
At launch, Araba offers renters and homeowners, Home and Home Contents insurance. They can initiate, process, pay and receive policy documents on WhatsApp covering burglary, fire and allied perils to their possessions and physical building structure.
The initiative is being innovatively launched virtually with a live show at the company’s head-office, streamed from its Facebook and Instagram pages, and on Joy and Citi FM Facebook pages. The launch is anchored by ace TV and radio personality Naa Ashokor Mensah-Doku.
“We are living in an increasingly digital world, driven by the constraints of COVID-19. At Hollard, we constantly seek ways to make it easier for Ghanaians to access insurance, so this digital insurance product aligns perfectly. Ghanaians love using WhatsApp, so our product makes it easier for them to do what they love while creating and securing a better future for themselves. Insurance right in their palms, no paperwork!”
“Araba Hollard is a true ‘Hollardite.’ She is sharp, helpful, and professional but embodies the vibrant and unconventional virtues of Hollard. She understands that your home and household possessions mean the world to you. You want to live free without worrying about the unexpected. She’s your personal virtual insurer and she is got you covered. Meet Araba Hollard on WhatsApp 0242 426 412.” Group Head of Marketing and Corporate Affairs, Cynthia Ofori-Dwumfuo describes the virtual insurer.
About Hollard Ghana
The country’s favourite insurance group Hollard Ghana, with subsidiaries Hollard Insurance and Hollard Life Assurance combines its deep local knowledge of the market with the world-class expertise of an international insurance brand. With feet firmly planted on Ghanaian soil but Headquartered in South Africa, Hollard delivers innovative insurance solutions customized to the unique risks Ghanaians face. Hollard was previously Metropolitan Insurance which operated in Ghana for over 25 years.

Hollard Ghana announces ‘H.Insured’ free webinar series for insurance awareness

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Insurance group, Hollard Ghana has announced an initiative to enable more people to create and secure a better future. Dubbed “H.Insured: All about insurance” the initiative is a webinar series to be held this month of June at 4 pm on Fridays, June 19th, and 26th, as part of the company’s insurance month activities.

The H.Insured webinar series will be different to the usual industry webinar format. It will be jargon-free and conversational to help demystify insurance. Attendees will find answers to their questions about how insurance relates to their individual and business lives.

“It’s not about what could go wrong but what can go right;” “How to safeguard your family, possessions, and self;” “What COVID-19 teaches us about insurance;” “Ready for the new normal? Insurance in Ghana” and more, are the discussion topics in the H.Insured webinar series

H.Insured will feature resource persons from the insurance industry who understand the needs of Ghanaians and can speak to their various interests in relation to insurance. Attendees will have the opportunity to ask questions and get instant responses.

On the company’s motivation for the webinar series, the Group Head Marketing and Corporate Affairs, Cynthia E. Ofori-Dwumfuo, said, “It’s simple. We want more people to understand why insurance allows them to live free, without worry. We are at a unique moment in time. COVID-19 has moved Ghanaians online. They are working and consuming information digitally and so it makes sense to reach them via digital.”

“We do well by doing good at Hollard. With H.Insured, we can positively impact more people than we could with a physical event. It’s free, so we look forward to seeing people from all walks of life join the H’Insured live events,” Ms. Ofori-Dwumfuo added.

Highlight of the webinar series is the post-COVID-19 industry discussion on June 25 to feature industry heads, stalwarts and representatives.

Interested attendees can join any of the webinars by clicking on this link https://zoom.us/j/99857265195 to join the event on the 19th or 26th. Alternatively, they can visit Hollard Ghana or Hollard Life social media pages and click on provided links there to access the event on Microsoft Teams.

About Hollard Ghana

The country’s favourite insurance group Hollard Ghana, with subsidiaries Hollard Insurance and Hollard Life Assurance combines its deep local knowledge of the market with the world-class expertise of an international insurance brand. With feet firmly planted on Ghanaian soil but Headquartered in South Africa, Hollard delivers innovative insurance solutions customized to the unique risks Ghanaians face. Hollard was previously Metropolitan Insurance which operated in Ghana for over 25 years.

Hollard offers various life and general insurance products including funeral, personal accident, motor, business, home, and more; and can be reached via the following means: 0501603967 (Hollard Insurance) and 0501533698 (Hollard Life).

Aqua Africa and support for the COVID-19 response in Ghana

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Ghana’s response to the COVID-19 outbreak and the identification of the virus in the country in March 2020 began with the closure of all clubs, bars, universities, and schools, and with the suspension of all conferences, rallies, workshops, sporting and religious events and funerals, and included enhanced hygiene measures in hotels, shopping malls, supermarkets and restaurants.

These measures were followed shortly by mandatory quarantine for anyone travelling into the country and the closure of Ghana’s borders, with subsequent lockdown measures put in place in the three largest cities.

In addition to these measures, the Government of Ghana recognised the difficulty of enforcing both the lockdown and social distancing measures, given the living and working conditions of many Ghanaians; and issued directives on how to manage the spread of the disease within the country. These have mainly taken the form of disinfecting public spaces such as markets, and public information campaigns to educate Ghanaians on appropriate hygiene measures to stop the spread of the disease.

The Community Water and Sanitation Agency, (CWSA) the department under the Ministry of Sanitation and Water Resources who Aqua Africa have been working in partnership with, were given the responsibility for the Emergency Handwashing Campaign, and were tasked with forming a strategy for this. The Chief Executive of CWSA issued a directive to all regional directors and convened an emergency meeting on the COVID-19 pandemic to deliberate on how staff and stakeholders could be protected from the virus. An emergency response process was initiated to prevent the spread of the COVID-19, which included promoting handwashing with soap and procuring handwashing equipment, and Aqua Africa was asked to support the logistics around this campaign.

Veronica Buckets at the CWSA HQ in Accra

Good hygiene practices, such as hand-washing, are key to preventing the spread of COVID-19. However, this is only possible when water and soap are accessible. Through our networks in Ghana, Aqua Africa has procured and donated 500 ‘Veronica Buckets’, which are large, lidded water tubs fitted with taps that allow handwashing where there is no running water, which have been distributed by CWSA to regional offices.

In addition to the Veronica Buckets, Aqua Africa has donated approximately 15,000 bars of Carbolic soap and 2,000 bars of multipurpose Key Bar soap to CWSA for distribution to the regions; working with the Ministry of Sanitation and Water Resources for the Sanitation division’s hygiene efforts for distribution across the Republic.


Key soap at CWSA ready for delivery to the regions

Ghana has so far reported 1,154 cases of COVID-19 in the country, although it is suspected that the number of unreported cases far exceeds this. The government is implementing routine surveillance and enhanced contact tracing, and is providing water free of charge to all citizens.

The borders remain closed but the government has relaxed lockdown measures, which heightens the importance of the hygiene campaign. Aqua Africa continues to provide support to the Ministry of Sanitation and Water Resources as the country deals with the virus and its spread.






Phil delivering our soap donation to CWSA

Phil delivering our soap donation the Ministry of Sanitation and Water Resources


Brief Report UKGCC Business climate survey report launch

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The UKGCC successfully launched its maiden Business climate survey report for 2019 on 12 March 2020 at the Accra Marriott Hotel. The launched was done by the Deputy Minister for Trade and Industry, Robert Ahomka – Lindsay.
The forum was sponsored by the UK Government’s Department for International Development (DFID) and coordinated by the Graphic Communications Group.

In her welcome address, Ms. Adjoba Kyiamah, the Executive Director of the UKGCC highlighted the significance of the survey in capturing the key challenges and pulse of the business environment from the perspective of the private sector. She announced that the next survey would be conducted in June this year as a yearly activity on the Chamber’s calendar.

Mr. Colin Sykes, Regional Prosperity Head at the British High Commission representing the High Commissioner, noted that the recommended strategies in the report, fell within the framework of the UK’s relationship with Government of Ghana through the UK-Ghana Business Council. He added that the report would help guide the private sector and Government on which areas to channel the most effort.
In his keynote address, the Deputy Minister of Trade and Industry, Mr. Robert Ahomka – Lindsay reinforced the government’s objective of improving the economy and the business environment by highlighting its commitment and the role of the private sector. He said government was working hard by rolling out policies and improving the regulation and fiscal space, as well as drawing the framework for effective industralisation, such as Local content law, Competition Law, IP rights, amongst others.
He called on the private sector to deepen its commitment and contribution to creating jobs and eradicating poverty by providing support services and investing in the manufacturing sector. He encouraged UKGCC members who were small, medium and micro enterprises to take advantage of the opportunities in the economy and scale up their businesses to significant levels.
The Deputy Minister emphasized government’s dedication to the fight against corruption, through its digitization programme and public sector services reform being championed by the Vice President of Ghana. He further hinted that strategies to fast-track the process of manufacturers scaling their operations and leveraging on opportunities like AfCFTA were being made; stating that various government working groups have been set up to engage with all relevant stakeholders in supporting the private sector’s expansion in the context of the AfCFTA.
In her concluding remarks, Ms. Adjoba Kyiamah stated that the UKGCC is keen on setting up a working group with the Ministry of Trade & Industry that will be responsible for:
• discussing and recommending solutions to the challenges raised in the report; and
• working together with government in determining how these recommendations can practically be implemented

The Legal and Business Impact of COVID-19 by Aziza Atta

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Aziza Atta, a senior lawyer and Of Counsel with Egality Law, discusses some of the legal and business implications of the COVID-19 pandemic. Aziza is a UK qualified corporate and commercial lawyer with over 19 years of legal experience of advising multinationals, regulatory institutions and governments in the UK, Europe, Central America, Middle East, Ghana and Nigeria. Aziza worked for international law firms Freshfields Bruckhaus Deringer and Norton Rose Fulbright for many years. She speaks German, French, Spanish and English.


The global crisis set off by COVID-19 has triggered a dramatic health pandemic across the globe. Businesses internationally have also felt the impact significantly.  On 23rd March 2020, the Director-General of the World Health Organisation confirmed that more than 300,000 cases of COVID-19 have been reported across the globe and the current pace at which these cases are being reported is accelerating.

It is now more important than ever for businesses to strategically address business risk issues as they emerge. The COVID-19 epidemic has caused major disruptions for businesses worldwide. Amidst all the uncertainty emerging as regards the impact of COVID-19, we seek to highlight some legal issues that may arise during this pandemic and provide initial legal guidance on approaches that businesses could consider in order to be more resilient against the current pandemic.

Supply Chain Disruption

The COVID-19 outbreak is disrupting supply chain and manufacturing operations globally. Several businesses will be investigating the possibility of making business interruption insurance claims due to the interrupted supply arrangements and lost revenue.  The coverage for such insurance generally applies to business interruptions such as fires and floods etc. These are known as standard ‘force majeure’ scenarios. A ‘force majeure’ clause, is a clause in a contract that relieves the parties from performing their contractual obligations when certain circumstances beyond their control arise. The specific language of the insurance policy will play a huge role in the applicability of the coverage to the COVID-19 outbreak.  The governing law that applies in the particular agreement will also have a significant impact on the interpretation of the force majeure clause.

The applicability of business interruptions insurance to a public health pandemic such as COVID-19 is uncertain and needs to be explored on a case by case basis.   As a result, there is likely to be considerable litigation on the applicability of force majeure clauses in relation to this crisis. A re-drafting of force majeure clauses that seeks to encompass public health pandemics such as COVID-19 will also be required.

The first step for businesses confronted with this challenge is to obtain legal advice on the legal obligations under the contracts concerned.  Businesses can then explore renegotiating contractual agreements in order to maintain business arrangements.

Employment Law

The economic downturn caused by COVID-19 also means that employers are having to review their work operations and their employment policies in order to deal with the current business reality.  The sorts of issues that employers will require advice on are:

Workplace Safety

Business will be seeking advice with regards to measures to be put in place to ensure workplace safety in view of the current health pandemic. Employers will want to know what they should be doing in the workplace in order to reduce the spread of COVID-19.  To what extent are safety measures imposed enforceable, such as the wearing of masks?

Working Remotely

Businesses need advice on drafting and implementation of remote working policies, monitoring employee productivity and conducting live meetings to ensure business continues.

Work Hours and Salaries

Due to the current situation, businesses will be questioning whether they can reduce wages and working hours in order to cope with the economic downturn.

Employee Benefits

Many businesses will be reviewing their health insurance plans and sick leave requirements as a result of COVID-19.

Employee Travel

Some businesses may be grappling with how to handle the situation of an employee who is stranded in a location due to work or vacation.

Real Estate

Businesses will need to consider re-positioning themselves and renegotiating contracts in view of the fact that commercial property and rental rates may decline.  Loan agreements may also need to be renegotiated due to the inability of tenants to make lease payments or the fact that the business has had to shut down during this pandemic and cannot sustain payments by operating remotely.

Force Majeure provisions may become more standard in lease agreements in order to alleviate the predicament of tenants who find themselves bound by leases that are no longer economically tenable.  Rent suspension provisions may also be extended.


The economic crisis triggered by COVID-19 is changing rapidly everyday with more cases being reported daily. It is essential for business to think strategically about short-term, medium term and long-term measures to cater for their workforce and sustain their business.

In order to keep you abreast of the impact of COVID-19 on your business from a legal perspective, we will be providing regular legal updates on issues affecting businesses during the current pandemic.

24 March 2020

Aziza Atta

Of Counsel, English Qualified

[email protected]

+233 242 524 662

Planning your Life Here and the Hereafter – Estate Planning Seminar

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As a chamber our mandate is to promote bilateral trade between the UK and Ghana and so our focus essentially is to ensure that our member companies remain viable business entities in order to support our agenda. Estate planning and business continuity are essential components of business risk management. Considering that education and information is the first step to putting together a comprehensive estate plan, the UKGCC in partnership with FSB Law Consult, organised a seminar on planning your life here and the hereafter at the British Council on 12 February 2020.

The presenter of the seminar, Madam Francisca Serwaa Boateng, gave an overview of estate planning options, techniques, pitfalls and effective strategies. She explained that one’s estates could refer to cash, clothes, jewellery, cars, houses, land, retirement, investment and savings accounts.

She encouraged all participants to be deliberate about how their affairs were to be handled after death or incapacitation to ensure most of their estate is transferred to their loved ones or named beneficiaries, to assign guardians for minors or aged dependants and to avoid families being plunged into years of legal battle.

She gave historical examples of some businesses which failed as a result of a lack of continuity as a result of the owners and founders not having planned their estates and in effect their successions.

Another key point that she made was that estate planning should be done when a person is legally competent, having a sound mind, being in good health and free from emotional stress.

She went on to talk about what wills, trusts and powers of attorney were and their appropriate usage.

There was a question and answer time and an interactive breakfast session where participants had the opportunity of asking all their burning questions, as well as networking with the presenter and financial institutions present.

Feedback received from participants indicated the seminar was a very good one that will certainly impact on the lives of members and their businesses.

Launch of the DIT Africa Investment Dealroom

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As part of the UK Government’s efforts to boost trade and investment between Africa and the UK and to be Africa’s foreign investment partner of choice, the UK Department for International Trade’s Africa Network has partnered with Asoko Insight, a specialist in African corporate data management and analytics, to launch the ‘DIT Africa Investment DealRoom’.

The DealRoom will bring together, through an online platform, bankable projects from African companies looking for investment and UK-based investors looking for opportunities to invest in Africa.

There is no shortage of investment funds in the world. But investors often find it hard to sift through the many potential opportunities to invest in Africa and to conduct the necessary due diligence to satisfy their investment criteria. Additionally, African companies can find it hard to bring their investment needs to the attention of international investors. The DealRoom aims to address this challenge and boost UK private sector investment into Africa.

Through targeted digital engagement campaigns; Asoko’s extensive database of over 100,000 African privately-held corporates; and DIT Africa’s network of business and government contacts across Africa, the DealRoom will encourage the uploading of investment opportunities from the African private sector onto the digital platform. Each proposal will be filtered and verified by Asoko against a range of criteria, to ensure that the projects are investment-ready. Once satisfied, Asoko will publish the investment opportunities on the digital platform and promote them to UK potential investors.

Once published in the DealRoom, UK investors will be able to engage directly with the proposer and/or request additional data-sets to support their due diligence requirements. At the request of both parties, direct interaction can be initiated by the DealRoom. Once both parties are in direct contact, the DealRoom withdraws from further involvement but continues to track the progress of the deal to its conclusion.

After three months we will review progress in this project with Asoko. We will look at the pipeline (we aim to have at least 25 active investment discussions in process) and consider the quality of data being generated. The platform will remain open beyond the contract period for existing deals to conclude.


Please promote this initiative through your LinkedIn and Twitter accounts and in meetings and interactions with relevant companies and organisations – including Investment Promotion Agencies. Please encourage African companies/organisations and UK investors to join the DealRoom; upload their investment opportunities if they are African companies/organisations; and explore the investment opportunities if they are UK-based investors.

Please direct appropriate traffic to the DealRoom platform: https://asokoinsight.com/about/deals

Global Garment Brands tour Dawa Industrial Zone

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Executives of some of the world’s largest garment makers have toured the state-of-the-art Dawa Industrial Zone (DIZ), which is owned, developed and managed by LMI Holdings.

The group included business executives from PVH –producers of Van Heusen, Tommy Hilfiger, Calvin Klein; H&M and VF Asia Sourcing Limited – the Asian unit of VF Corporation which owns brands such as Timberland, Vans, Walls and JanSports.

The tour, which forms part of the garment makers’ agenda to scout for an ideal location to set up a garments village to manufacture and export their products to their markets around the world, was facilitated by the Ministry of Trade and Industry in collaboration with the Tony Blair Institute for Global Change. They briefed and taken round the Dawa Industrial Zone to see the facilities available.

Ernest Owusu-Afari, Executive Director of LMI Holdings, during the briefing explained that securing the manufacturing businesses of these global brands here in Ghana would give a strong impetus to the government’s drive to establish Ghana as the hub for garments manufacturing and industrialisation in the sub-region.

“It would be a significant achievement for the government, the private sector and people of Ghana to secure the business of these brands. It would mean we have met certain key benchmarks including political stability, reliable energy, skilled and semi-skilled manpower and infrastructures such as railway, roads, electricity and water,” he said.

Why choose Dawa Industrial Zone?

LMI Holdings, Mr. Owusu-Afari noted, has identified the garments and textiles industry as one of the sectors with the potential to yield large numbers of well-paid jobs, as well as export and tax revenue for the state.

That is why he believes that locating a garment factory in the Dawa Industrial Zone, especially the Garments Village –a 200-acre demarcation within the zone– is the best decision the garment makers can make. To him, the primary advantages include one of the largest electricity sub-stations in Ghana, a first-class internal road network, central drainage and sewerage, fibre optic data facilities and security and professional estate management.

“We have designated 200 acres of land to serve the garment sector exclusively; our proximity to the Tema port for the import of raw materials and export of finished goods; our connection to the under-construction railway lines that link the south to the north; capacity to accommodate all classes of industry including energy intensive ones are some of our advantages.

We have quality and reliability electricity in our industrial park which is comparable to first world levels with 99.8percent uptime over the past 12 months. LMI Holdings and the Ghana Free Zones Authority have agreed to designate 1,000 acres of the DIZ as a free zones enclave. Government agencies including the Free Zones Authority, Ghana Revenue Authority and the police service will have permanent presence on the site,” he told the investors.

Going green and preferential tariffs

With the Tema Free Zones Enclave seeing the construction of a 12MW roof-mounted solar generating facility to reduce LMI Holdings’ carbon footprint and that of its tenants, Mr. Owusu-Afari explained that the DIZ would benefit from a 300 acre energy solar farm that generates 30MW power.

“Electricity tariffs are regulated by the Public Utilities Regulatory Commission (PURC) but the Garments Village, as a strategic economic initiative, may be eligible for preferential tariffs at the government’s discretion,” he added.

The Dawa Industrial Zone is the focal point of a new 22,000 acre planned urban development initiated and completely funded by LMI Holdings, but with the active support and encouragement of the government of Ghana.



LMI Holdings Limited, 1 EL Senoussi Street,

Off Independence Avenue, Ridge-Accra.

Contact Numbers:

+233 (0) 552030000

+233 (0) 552040000


[email protected]